Anthem

A Modern Marketing Child Theme for Divi

Anthem

A Modern Marketing Child Theme for Divi

State your claim with ANTHEM

1000+

Lines of Code

Each line of code has been created to ensure maximum compatibility among major browsers. Crafted with great care and love.

Clean & Beautiful

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g

Carefully Crafted

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Made with Love

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Save Hours on Design

Features

Clean Typography

Font styles have been meticulously set to fit Anthem's aesthetics.

Forms & Opt-Ins

Included are dark & light contact forms, several email opt-ins, and slim email opt-ins.

Unique Layouts

Easily use one of our several Home Layouts, Base Layouts, and sample Craft Layout.

Ken Burns Header

With the right image, this effect can impress and make your site memorable. Subtlety is key.

Stunning Imagery

Parallax backgrounds and use of whitespace allows the focus to be on your images.

Features Grid

Easily showcase the features of your project with Anthem's Features Grid.

Team Options

Showcase your Team in a beautiful way. The column order adjusts for tablet & mobile.

1

Extra Animations

We’ve added additional animation classes you can apply to your sections and modules.

+

Animated Backgrounds

Subtlety and limited use of this feature is key as it can affect performance.

Pricing Table

Showcase your pricing tiers with Anthem's simple, bold Pricing Table.

{

Gradient Text

For browsers that support it, we've included a Gradient Text effect with a fallback color.

Amazing Support

Email us and we’ll respond to you as soon as possible. We also have helpful video tutorials available.

Image Intense Plugin

Plugin Included with Anthem

Image Intense Plugin

Plugin Included with Anthem

Image Intense Plugin

Plugin Included with Anthem

Save Hours on Code

Get Fancy With It

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Nulla accumsan eros nec sem tempus morbi scelerisque.

Mix It Up

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Introducing Anthem. A modern Marketing Child Theme for Divi.

Black+White Layout

It's amazing how the absence of color can affect a design. The Black & White Home Layout shows with little style adjustments your page's design can vary greatly from the Main Home Page Layout. Classic all the way.

Anthem Crafts Layout

Extra care & attention went into the styling of the Section Headings in this layout. Carefully chosen photos shine alongside classic typography and whitespace.

Anthem Cycles Layout

Bold & Beautiful Photos sets this layout apart. We also have chosen a different Google Font to be highlighted on this page.

How about a slim opt-in bar?

There's a single field version on the About page...

ANTHEM

ANTHEM includes several Home Page Layouts, plenty of features, our popular Image Intense Plugin, incredible support, and 15+ video tutorials.

State your claim with Anthem. Purchase today!

ANTHEM

Introducing ANTHEM...a Modern Marketing Divi Child Theme crafted with great care and love. Save hours on design & development by purchasing ANTHEM today.

State your claim with Anthem. Purchase today!

Testimonials

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur tincidunt mollis ante non volutpat. Nam consequat diam nec leo rutrum tempus. Nulla accumsan eros nec sem tempus scelerisque."

ANTHEM Divi Child Theme

Jane Doe

Designer

"Donec at vehicula risus. Cras vel sollicitudin ipsum. Etiam tincidunt placerat enim, a rhoncus eros sodales ut. Nam consequat diam nec leo rutrum tempus. Nulla accumsan eros nec sem tempus scelerisque."

ANTHEM Divi Child Theme

Jamal Lyons

Developer

+ Lines of Code

+ Hours

Solid Theme

Purchase ANTHEM Today!

Animated Gradient Background

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur tincidunt mollis ante non volutpat. Nam consequat diam nec leo rutrum tempus. Nulla accumsan eros nec sem tempus scelerisque. Morbi tincidunt risus magna, posuere lobortis felis. Donec at vehicula risus. Cras vel sollicitudin ipsum. Etiam tincidunt placerat enim, a rhoncus eros sodales ut.

At least for most modern browsers, otherwise you get a solid color background.

Frequently Asked Questions

Toggle Title

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Additional Toggle Style

Toggle Title

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Toggle Title

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ANTHEM is Here

Introducing ANTHEM...a Modern Marketing Divi Child Theme crafted with great care and love. ANTHEM includes several Home Page Layouts, plenty of features, our popular Image Intense Plugin, incredible support, and 15+ video tutorials. Save hours on design & development by purchasing ANTHEM today.

State your claim with Anthem. Purchase today!

ANTHEM is Here

Introducing ANTHEM...a Modern Marketing Divi Child Theme crafted with great care and love. ANTHEM includes several Home Page Layouts, plenty of features, our popular Image Intense Plugin, incredible support, and 15+ video tutorials. Save hours on design & development by purchasing ANTHEM today.

State your claim with Anthem. Purchase today!

State your claim with ANTHEM

Anthem is the Child Theme You've Been Looking For!

Anthem is the Child Theme You've Been Looking For!

ANTHEM is Here

Introducing ANTHEM...a Modern Marketing Divi Child Theme crafted with great care and love. ANTHEM includes several Home Page Layouts, plenty of features, our popular Image Intense Plugin, incredible support, and 15+ video tutorials. Save hours on design & development by purchasing ANTHEM today.

State your claim with Anthem. Purchase today!

Beautifully Responsive

Anthem will look great on your tablet or mobile device. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur tincidunt mollis ante non volutpat. Nam consequat diam nec leo rutrum tempus. Nulla accumsan eros nec sem tempus scelerisque.

State your claim with Anthem. Purchase today!

PRICING

Always know what you’ll pay.

BASIC

$19

PER MONTH

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ADVANCED

$49

PER MONTH

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PREMIUM

$99

PER MONTH

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Latest from the Blog

Left-Aligned Effect

SANDBOX BUSINESS OPPORTUNITY FOR UTAH

In 2022, the Utah Legislature passed H.B. 243, which made amendments to Utah’s Regulatory Sandbox Program. Utah’s Sandbox program has developed significantly over the past few years and offers an opportunity for innovative businesses. The Sandbox is a way that businesses can introduce new ideas that are restricted by current regulations. Sandbox programs have allowed food trucks, cryptocurrency, and even AI implementation into the legal field.

Here at Long Okura, we have taken a deep dive into the program and are ready to help your business implement a new idea or concept that has never been done before because it is limited by out-of-date rules and regulations. The sandbox program has a detailed application process that involves submitting a plan including how the idea would be subjection to licensing, legal prohibition, or other authorized requirements outside of current laws and regulations in Utah. The application must identify each law or regulation that the applicant seeks to have waived or suspended when participating in the regulatory sandbox program and how the business would benefit consumers. The business idea must be different than other offerings available in the state and the application must identify the risks for consumers. The sandbox has strict requirements for the application process, demonstration period, consumer protection measures, record keeping, reporting, and even requirements for exiting the program.

Keep in mind that any consumer of the business must be a resident of the state of Utah and no law or regulations that prevents a consumer from seeking restitution may be waived in the event the consumer is harmed. After the application process begins the demonstration period. For a period of 12 months, your business operates without the laws or regulations identified and is immune to charges from any state agency. The business must recognize that the laws are returned to normal after the demonstration period unless extension or legislative action takes place. The business also must show how demonstration will end if consumers need protection or if the idea fails. The demonstration period may only be extended after the first year for an additional year. Then the business will rely on permanent action. The Regulatory Relief Office has the power to review the laws and regulations under the Sandbox program and make recommendations to the Governor and Legislature on modifying such state laws and regulations.

Here at Long Okura, we will guide you through the complex application process and help ensure all legal requirements are being met through the process. The demonstration period will require careful reporting and record keeping that we can work with your business to ensure organized systems are in place to maintain compliance under the program. Our firm will help your business identify the risks associated with a Sandbox business and find avenues to reduce that risk including legal contracts, insurance negotiation, and other legal services if necessary. We can even help request an extension under the program, walk your business through the exit process and work with the Regulatory Relief Office so that your business idea is considered in the annual report to the Legislature’s Business and Labor Interim Committee. Overall, the Sandbox program is an incredible tool for the entrepreneurs of tomorrow and setting up your future.

By Jesse K. West

Motion to Enforce v. Temporary Restraining Order

Motion to Enforce v. Temporary Restraining Order

Picture this, you’re sitting at home enjoying a nice cup of tea and getting ready to go pick up you
kids from your ex-spouse. 7:15 rolls around and you get in your car and drive to their school for
the exchange at 7:30. You have been exchanging the kids every other weekend, at the same time
and place for years. HOWEVER, this time, your ex does not show up immediately. After waiting
15 minutes you make a phone call. Your ex doesn’t even pick up. After waiting another 15
minutes you call again and no answer. You send a text message and a message on Our Family
Wizard. After another 30 minutes of waiting, you head back home stressed and panicked…
WHAT SHOULD I DO???

After a sleepless night, your ex finally responds the next morning saying sorry about missing the
exchange. You request an immediate exchange, but your ex says they can’t until 6:00 pm. DID
YOU TAKE THE KIDS TO SCHOOL??? Your ex responds no and that they had some travel
issues and got back late at night, so he let them sleep in and skip a day. WHERE DID YOU GO?
Your ex responds that they took a spontaneous trip to visit family in a neighboring state. You
remind your ex that the decree requires notice to the other parent for trips outside the state and
that you were worried sick. Another shallow apology and assurance that future exchanges would
be made. Thankfully your ex doesn’t have parent time for another 2 weeks with the holiday
schedule and the exchange was made smoothly that evening. Something like this happens every
couple of months, your ex ignores the Court orders and simply does what they want.

WHAT CAN I DO?
Here at Long Okura, we face these situations often. It’s a challenging situation for all parents to
communicate with an ex-spouse when parenting styles and schedules can be entirely different.
Some parents periodically violate orders in minor ways that cause stress but often do not justify a
significant legal action. Other times, parties explicitly ignore major provisions and leave the
other parent feeling burned. Even minor violations are still violations and can quickly add up.
It’s often difficult to understand what options you have and what is the most cost-efficient way to
enforce your rights as a parent.

The two main options for handling custody order violations are through a Motion to Enforce
(MTE) and Temporary Restraining Order (TRO). These two actions are often confused but can
be quite different. An MTE brings an action to point out violations of the Court’s orders and asks
the Court to hold the offending party in contempt. The case of Coleman v. Coleman sets the
standard for a finding a party in contempt under a MTE; the party bringing the action must first
establish (1) that the non-moving party “knew what was required under” the Court’s order; (2)
that the non-moving party “had the ability to comply” with the Court’s order; and (3) that the
non-moving party “willfully and knowingly failed and refused” to comply with the Court’s
order. If the Court holds a party in contempt, it can result in serious consequences such as
payment of attorney fees, make-up parent time, and jail time. Often the contempt is stayed for a
period, essentially delayed, and the party is given a period of time to cure the contempt. This can
mean catching up on late child support payments, medical expenses, and correcting their
violations. An MTE is the proper action for violations like the one above and is a longer process
than a Motion for Temporary Restraining Order.

A Motion for Temporary Restraining Order (TRO) is an action to prevent or limit an immediate
or irreparable injury, loss or damage. This is an Ex Parte motion meaning it is heard by the Judge
before the opposing party has the chance to respond. That means that the request must be
accompanied by an affidavit swearing that the allegations are true, and the harm expressed must
rise to a level in which the harm being prevented is outweighed by any harm caused by issuing
the TRO. It must not be against any public interest as well. Some situations that rise to this level
are parental kidnapping, abuse, and serious neglect. If the Court believes that the situation is
serious enough, they will grant the order allowing the harm to be prevented. Then a hearing is set
as soon as possible for the Court to look deeper into the issue. At this hearing, the Court has the
power to take action to prevent future harm and to change the custody orders to reflect the new
circumstances. However, the Court may reverse the order and return the custody orders to the
original situation. Filing a TRO that is unmerited or providing inaccurate information could
result in negative consequences. It is crucial that these actions are brought in only the most
serious of circumstances.

The key distinguishing factor between these actions is the danger level of the issue and the
timelines for handling it with the Court. A TRO requires serious and irreparable harm and can be
awarded immediately upon filing. An MTE can be brought for even minor violations of a Court
order and can take months to litigate. Here at Long Okura, we have a team of professionals that
are dedicated to helping you decide which action is best to solve your problems. If you have any
questions about your situation or desire to bring one of these actions, give us a call anytime.

By Jesse K. West

Power of Attorney & Coronavirus: Essential Documents For You & Your Family

Power of Attorney & Coronavirus: Essential Documents For You & Your Family

“What should I do if someone in my family is infected with COVID-19?” This is the question we are getting from clients.

An important, inexpensive step you can take is to have Power of Attorneys. There’s a common misconception that a Power of Attorney (POA) is only necessary if you have a large estate, but assigning POA early allows for prompt solutions.

What is a “Power of Attorney?”

A Power of Attorney can cover anything from “who makes decisions for me if I am medically unable to make them for myself?” to “what happens to my bills if I am hospitalized?” and they answer an array of other questions.

Right now, one of the most powerful tools in your planning-for-COVID-arsenal is the ability to form a Power of Attorney ahead of time. There are two (2) forms of a Power of Attorney. The first is a Power of Attorney over your Finances, the second is a Power of Attorney over your medical decisions. (We will deal with Health Care Directives in another blog post.)

Power of Attorney over Finances

If you become ill or are unable to make decisions for yourself, who should make financial decisions for you?

Who do you feel comfortable in assigning this responsibility?

How will your rent or mortgage get paid?

Does someone have access to your bank account?

Do you have emergency funds in place to hold your finances over?

Is someone able to access the funds that you saved?

The answer is to delegate someone well in advance. You can assign a person- any person you are comfortable with- to have access to your account(s) to make those decisions if you become incapable of carrying on. And it’s a fairly simple process.

Let’s look at a practical way this issue can arise amidst the ongoing crisis:

 

Financial POA Case Profile:
You have $8,000.00 total. $3,000.00 in checking account from your last paycheck, plus what you keep in your savings account for emergency purposes.

You contract COVID-19, have difficulty breathing and have to be hospitalized. During this time, your mortgage still needs to be paid. Your electricity bill still needs to be paid.

There are other people living in your home who financially rely on you to make your payments on time, whether it’s a roommate, a spouse, or a significant other. Regardless, none of these people have access to your $8,000.00 to make the payments while your hospitalized, leaving your bills unpaid, creating a wide array of other issues from eviction, foreclosure, or simply not having your lights turn on.

It is so easy to TAKE ONE SIMPLE SMART STEP. Right now, you are not sick. You know the risks of the virus ahead of time.

With a phone or online appointment an affordable Power of Attorney over Finances, the situation becomes manageable.

Now your sister has a list of the bills you need to pay each month, who they are supposed to be paid to, and your bank has given her access to your checking and savings account so she can keep you financially afloat while you are struggling.

Power of Attorney over Medical

The second form is a Power of Attorney over Medical Decisions. You do not have to choose the same person for your medical decisions as you chose for your financial decisions.

Maybe your brother is a CPA and your aunt is a nurse.  Therefore, you trust your brother to be better informed to make financial choices on your behalf, while your aunt knows how to handle your medical care decisions.

A Power of Attorney over Medical is a person who is designated by you, ahead of time, to make the decisions related to your medical care in case you are unable to make them yourself.

If you are incapacitated, do your love ones know how you want to be cared for?

Do they know you’re allergic to penicillin?

Do they have access to your health insurance cards?

Do they know who your health insurance agent is? 

Do they know what prescriptions you take?

Who is your Doctor talking to?

How is your family going to get information on your medical condition?

These decisions all can fall onto someone you have appointed because you know they will do everything in your power to keep you safe, healthy, and back to your normal self in no time.

Again, let’s apply this power practically:

Medical POA Case Profile:

You come down with COVID-19. You were relying on your spouse to tell the doctor what you needed, but your spouse is caring for your children, is overwhelmed, and may have contracted the virus too.

You do not want your elderly parents involved because you want them to stay home and not come into a hospital right now in fear that they may get infected.

However, your best friend for seven years is a respiratory therapist, and you know she will be a pro at making any medical decisions necessary. You spoke to her ahead of time about your concerns, she knows what your health goals are, and more importantly, she knows how to get you back on your feet.

But she is not related to you. So, your doctor will not give her any information about your healthcare, your health status, and refuses to let her advocate on your behalf.

It is so easy to TAKE ONE SIMPLE SMART STEP.  You plan for this ahead of time. You create a Power of Attorney over Medical so that a trusted individual can these decisions for you.

You can assign your spouse to be in the primary role, but because your spouse isn’t feeling well and is overwhelmed, you can have the role fall to your secondary person, your best friend.

Now, because you are a smart planner, this is taken care of ahead of time and you have a well-functioning plan in place.

Planning for the Pandemic

Preparing is more than just washing your hands. It’s making sure that everyone you love is taken care of.

Create a well thought out plan ahead of time rather than burdening those closest to you after an issue arises. We know that this virus can easily spread to everyone in a single household, so planning secondary backup people to help make decisions for you is essential.

For help in creating your Utah Power of Attorney documents, contact us or schedule a remote consultation through our calendar.

We welcome any questions or comments.

ANTHEM is Here

Introducing ANTHEM...a Modern Marketing Divi Child Theme crafted with great care and love. ANTHEM includes several Home Page Layouts, plenty of features, our popular Image Intense Plugin, incredible support, and 15+ video tutorials. Save hours on design & development by purchasing ANTHEM today.

State your claim with Anthem. Purchase today!

Latest from the Blog

Shadow Hover Effect

SANDBOX BUSINESS OPPORTUNITY FOR UTAH

In 2022, the Utah Legislature passed H.B. 243, which made amendments to Utah’s Regulatory Sandbox Program. Utah’s Sandbox program has developed significantly over the past few years and offers an opportunity for innovative businesses. The Sandbox is a way that businesses can introduce new ideas that are restricted by current regulations. Sandbox programs have allowed food trucks, cryptocurrency, and even AI implementation into the legal field.

Here at Long Okura, we have taken a deep dive into the program and are ready to help your business implement a new idea or concept that has never been done before because it is limited by out-of-date rules and regulations. The sandbox program has a detailed application process that involves submitting a plan including how the idea would be subjection to licensing, legal prohibition, or other authorized requirements outside of current laws and regulations in Utah. The application must identify each law or regulation that the applicant seeks to have waived or suspended when participating in the regulatory sandbox program and how the business would benefit consumers. The business idea must be different than other offerings available in the state and the application must identify the risks for consumers. The sandbox has strict requirements for the application process, demonstration period, consumer protection measures, record keeping, reporting, and even requirements for exiting the program.

Keep in mind that any consumer of the business must be a resident of the state of Utah and no law or regulations that prevents a consumer from seeking restitution may be waived in the event the consumer is harmed. After the application process begins the demonstration period. For a period of 12 months, your business operates without the laws or regulations identified and is immune to charges from any state agency. The business must recognize that the laws are returned to normal after the demonstration period unless extension or legislative action takes place. The business also must show how demonstration will end if consumers need protection or if the idea fails. The demonstration period may only be extended after the first year for an additional year. Then the business will rely on permanent action. The Regulatory Relief Office has the power to review the laws and regulations under the Sandbox program and make recommendations to the Governor and Legislature on modifying such state laws and regulations.

Here at Long Okura, we will guide you through the complex application process and help ensure all legal requirements are being met through the process. The demonstration period will require careful reporting and record keeping that we can work with your business to ensure organized systems are in place to maintain compliance under the program. Our firm will help your business identify the risks associated with a Sandbox business and find avenues to reduce that risk including legal contracts, insurance negotiation, and other legal services if necessary. We can even help request an extension under the program, walk your business through the exit process and work with the Regulatory Relief Office so that your business idea is considered in the annual report to the Legislature’s Business and Labor Interim Committee. Overall, the Sandbox program is an incredible tool for the entrepreneurs of tomorrow and setting up your future.

By Jesse K. West

Motion to Enforce v. Temporary Restraining Order

Motion to Enforce v. Temporary Restraining Order

Picture this, you’re sitting at home enjoying a nice cup of tea and getting ready to go pick up you
kids from your ex-spouse. 7:15 rolls around and you get in your car and drive to their school for
the exchange at 7:30. You have been exchanging the kids every other weekend, at the same time
and place for years. HOWEVER, this time, your ex does not show up immediately. After waiting
15 minutes you make a phone call. Your ex doesn’t even pick up. After waiting another 15
minutes you call again and no answer. You send a text message and a message on Our Family
Wizard. After another 30 minutes of waiting, you head back home stressed and panicked…
WHAT SHOULD I DO???

After a sleepless night, your ex finally responds the next morning saying sorry about missing the
exchange. You request an immediate exchange, but your ex says they can’t until 6:00 pm. DID
YOU TAKE THE KIDS TO SCHOOL??? Your ex responds no and that they had some travel
issues and got back late at night, so he let them sleep in and skip a day. WHERE DID YOU GO?
Your ex responds that they took a spontaneous trip to visit family in a neighboring state. You
remind your ex that the decree requires notice to the other parent for trips outside the state and
that you were worried sick. Another shallow apology and assurance that future exchanges would
be made. Thankfully your ex doesn’t have parent time for another 2 weeks with the holiday
schedule and the exchange was made smoothly that evening. Something like this happens every
couple of months, your ex ignores the Court orders and simply does what they want.

WHAT CAN I DO?
Here at Long Okura, we face these situations often. It’s a challenging situation for all parents to
communicate with an ex-spouse when parenting styles and schedules can be entirely different.
Some parents periodically violate orders in minor ways that cause stress but often do not justify a
significant legal action. Other times, parties explicitly ignore major provisions and leave the
other parent feeling burned. Even minor violations are still violations and can quickly add up.
It’s often difficult to understand what options you have and what is the most cost-efficient way to
enforce your rights as a parent.

The two main options for handling custody order violations are through a Motion to Enforce
(MTE) and Temporary Restraining Order (TRO). These two actions are often confused but can
be quite different. An MTE brings an action to point out violations of the Court’s orders and asks
the Court to hold the offending party in contempt. The case of Coleman v. Coleman sets the
standard for a finding a party in contempt under a MTE; the party bringing the action must first
establish (1) that the non-moving party “knew what was required under” the Court’s order; (2)
that the non-moving party “had the ability to comply” with the Court’s order; and (3) that the
non-moving party “willfully and knowingly failed and refused” to comply with the Court’s
order. If the Court holds a party in contempt, it can result in serious consequences such as
payment of attorney fees, make-up parent time, and jail time. Often the contempt is stayed for a
period, essentially delayed, and the party is given a period of time to cure the contempt. This can
mean catching up on late child support payments, medical expenses, and correcting their
violations. An MTE is the proper action for violations like the one above and is a longer process
than a Motion for Temporary Restraining Order.

A Motion for Temporary Restraining Order (TRO) is an action to prevent or limit an immediate
or irreparable injury, loss or damage. This is an Ex Parte motion meaning it is heard by the Judge
before the opposing party has the chance to respond. That means that the request must be
accompanied by an affidavit swearing that the allegations are true, and the harm expressed must
rise to a level in which the harm being prevented is outweighed by any harm caused by issuing
the TRO. It must not be against any public interest as well. Some situations that rise to this level
are parental kidnapping, abuse, and serious neglect. If the Court believes that the situation is
serious enough, they will grant the order allowing the harm to be prevented. Then a hearing is set
as soon as possible for the Court to look deeper into the issue. At this hearing, the Court has the
power to take action to prevent future harm and to change the custody orders to reflect the new
circumstances. However, the Court may reverse the order and return the custody orders to the
original situation. Filing a TRO that is unmerited or providing inaccurate information could
result in negative consequences. It is crucial that these actions are brought in only the most
serious of circumstances.

The key distinguishing factor between these actions is the danger level of the issue and the
timelines for handling it with the Court. A TRO requires serious and irreparable harm and can be
awarded immediately upon filing. An MTE can be brought for even minor violations of a Court
order and can take months to litigate. Here at Long Okura, we have a team of professionals that
are dedicated to helping you decide which action is best to solve your problems. If you have any
questions about your situation or desire to bring one of these actions, give us a call anytime.

By Jesse K. West

Power of Attorney & Coronavirus: Essential Documents For You & Your Family

Power of Attorney & Coronavirus: Essential Documents For You & Your Family

“What should I do if someone in my family is infected with COVID-19?” This is the question we are getting from clients.

An important, inexpensive step you can take is to have Power of Attorneys. There’s a common misconception that a Power of Attorney (POA) is only necessary if you have a large estate, but assigning POA early allows for prompt solutions.

What is a “Power of Attorney?”

A Power of Attorney can cover anything from “who makes decisions for me if I am medically unable to make them for myself?” to “what happens to my bills if I am hospitalized?” and they answer an array of other questions.

Right now, one of the most powerful tools in your planning-for-COVID-arsenal is the ability to form a Power of Attorney ahead of time. There are two (2) forms of a Power of Attorney. The first is a Power of Attorney over your Finances, the second is a Power of Attorney over your medical decisions. (We will deal with Health Care Directives in another blog post.)

Power of Attorney over Finances

If you become ill or are unable to make decisions for yourself, who should make financial decisions for you?

Who do you feel comfortable in assigning this responsibility?

How will your rent or mortgage get paid?

Does someone have access to your bank account?

Do you have emergency funds in place to hold your finances over?

Is someone able to access the funds that you saved?

The answer is to delegate someone well in advance. You can assign a person- any person you are comfortable with- to have access to your account(s) to make those decisions if you become incapable of carrying on. And it’s a fairly simple process.

Let’s look at a practical way this issue can arise amidst the ongoing crisis:

 

Financial POA Case Profile:
You have $8,000.00 total. $3,000.00 in checking account from your last paycheck, plus what you keep in your savings account for emergency purposes.

You contract COVID-19, have difficulty breathing and have to be hospitalized. During this time, your mortgage still needs to be paid. Your electricity bill still needs to be paid.

There are other people living in your home who financially rely on you to make your payments on time, whether it’s a roommate, a spouse, or a significant other. Regardless, none of these people have access to your $8,000.00 to make the payments while your hospitalized, leaving your bills unpaid, creating a wide array of other issues from eviction, foreclosure, or simply not having your lights turn on.

It is so easy to TAKE ONE SIMPLE SMART STEP. Right now, you are not sick. You know the risks of the virus ahead of time.

With a phone or online appointment an affordable Power of Attorney over Finances, the situation becomes manageable.

Now your sister has a list of the bills you need to pay each month, who they are supposed to be paid to, and your bank has given her access to your checking and savings account so she can keep you financially afloat while you are struggling.

Power of Attorney over Medical

The second form is a Power of Attorney over Medical Decisions. You do not have to choose the same person for your medical decisions as you chose for your financial decisions.

Maybe your brother is a CPA and your aunt is a nurse.  Therefore, you trust your brother to be better informed to make financial choices on your behalf, while your aunt knows how to handle your medical care decisions.

A Power of Attorney over Medical is a person who is designated by you, ahead of time, to make the decisions related to your medical care in case you are unable to make them yourself.

If you are incapacitated, do your love ones know how you want to be cared for?

Do they know you’re allergic to penicillin?

Do they have access to your health insurance cards?

Do they know who your health insurance agent is? 

Do they know what prescriptions you take?

Who is your Doctor talking to?

How is your family going to get information on your medical condition?

These decisions all can fall onto someone you have appointed because you know they will do everything in your power to keep you safe, healthy, and back to your normal self in no time.

Again, let’s apply this power practically:

Medical POA Case Profile:

You come down with COVID-19. You were relying on your spouse to tell the doctor what you needed, but your spouse is caring for your children, is overwhelmed, and may have contracted the virus too.

You do not want your elderly parents involved because you want them to stay home and not come into a hospital right now in fear that they may get infected.

However, your best friend for seven years is a respiratory therapist, and you know she will be a pro at making any medical decisions necessary. You spoke to her ahead of time about your concerns, she knows what your health goals are, and more importantly, she knows how to get you back on your feet.

But she is not related to you. So, your doctor will not give her any information about your healthcare, your health status, and refuses to let her advocate on your behalf.

It is so easy to TAKE ONE SIMPLE SMART STEP.  You plan for this ahead of time. You create a Power of Attorney over Medical so that a trusted individual can these decisions for you.

You can assign your spouse to be in the primary role, but because your spouse isn’t feeling well and is overwhelmed, you can have the role fall to your secondary person, your best friend.

Now, because you are a smart planner, this is taken care of ahead of time and you have a well-functioning plan in place.

Planning for the Pandemic

Preparing is more than just washing your hands. It’s making sure that everyone you love is taken care of.

Create a well thought out plan ahead of time rather than burdening those closest to you after an issue arises. We know that this virus can easily spread to everyone in a single household, so planning secondary backup people to help make decisions for you is essential.

For help in creating your Utah Power of Attorney documents, contact us or schedule a remote consultation through our calendar.

We welcome any questions or comments.

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